An independent commercial broker in Folkestone since 2004. Nine people, one office, and clients across east Kent.
BIBA memberBritish Insurance Brokers' Association
4.9 on Google87 reviews · checked 22 September 2026
22 years in FolkestoneEstablished 2004
1,400 business clients9 people, one office
FCA regulatedVia Example Principal Network Ltd
Clearline Insurance was set up in 2004 by Sarah Mitchell to give Kent businesses the kind of broker she would want herself. That means someone who knows your trade, answers the phone and stays with you when you claim.
We are a deliberately small team. Every client has a named account handler and a direct line. We specialise in property owners, construction and trades, haulage and logistics, hospitality, care and professional services. Focusing on these sectors means we know the insurers who want your business and the conditions that matter.
How we are paid
We are usually paid commission by the insurer, which is included in your premium. Sometimes we charge a fee instead of, or as well as, commission. We will always tell you what we are paid and how before you buy, and you can ask us at any time.
The team
Everyone here has a name and a direct line
SM
Sarah Mitchell
Managing Director · ACII, Chartered Insurance Broker
Property owners, hospitality
Sarah set up Clearline in 2004 after twelve years at a national broker. She still looks after many of the firm's property owner and hospitality clients herself.
Dan spent six years as a site manager before moving into insurance, so he reads a JCT contract the way a contractor does. He looks after builders, groundworkers, electricians and other trades across east Kent.
Helen works with care providers, accountants, surveyors and consultants. These are sectors where the contract or regulator often sets the cover you need.
Tom runs our claims team. When something goes wrong he is the person on the phone to the insurer and the loss adjuster, pushing to get you back to normal.