Types of cover
What each cover does, and what it does not
A plain-English guide to the policies we arrange. We show the usual limitations as clearly as the benefits, so you know what to ask about.
Business combined
Buildings, contents, stock, liability and loss of income in one policy, built around how your business works.
What is and is not covered
Property owners
Cover for landlords of commercial, residential and mixed-use buildings, from a single flat to a portfolio.
What is and is not covered
Commercial motor & fleet
Vans, HGVs, cars and mixed fleets, including goods in transit and cover for drivers you employ.
What is and is not covered
Professional indemnity
Protection if a client says your advice, design or service cost them money.
What is and is not covered
Employers’ & public liability
Legal liability for injury to your staff, the public, and damage to other people's property.
What is and is not covered
Cyber insurance
Covers your costs, lost income and liability after a cyber attack or data breach.
What is and is not covered
Talk it through with someone who knows your trade
Call, book a callback at a time that suits you, or send us the basics online. A named broker comes back to you within one working day.